Final answer:
A person unemployed and unable to work would not qualify for long-term care benefits because such benefits are based on age, medical conditions, or disabilities, not employment status. Programs like Medicaid and Supplemental Security Income provide benefits based on other criteria such as disability, age, and income levels.
Step-by-step explanation:
The individual who would not qualify for long-term care benefits among the choices provided is 4) A person who is unemployed and unable to work. This is because the criteria for obtaining long-term care benefits typically focus on the need for assistance due to a medical condition or disability, not on employment status. Medicaid and other assistance programs may offer health benefits based on disability or poverty, but being unemployed without a specified disability does not automatically qualify one for long-term care. A person over the age of 65 may qualify simply based on age, and those with chronic illnesses or disabilities often require daily assistance, which qualifies them for such benefits.
However, it should be noted that unemployment benefits and related programs may be available for those who are actively looking for work and are ready, willing, and able to work. These are separate from long-term care benefits, which are specifically to aid individuals in managing daily living activities due to age, illness, or disability. Additionally, Supplemental Security Income provides assistance to those who are elderly and have low income, or are disabled, regardless of age.