Final answer:
The damage to Adrian's car should be covered by auto insurance, which is the relevant policy for vehicular incidents. Health, home, and life insurance are not applicable to car damages. Option 3 is the correct answer.
Step-by-step explanation:
The type of policy that should cover the damage to Adrian's car after an accident would be auto insurance. Despite Adrian's engagement in drag racing when the damage occurred, his insurance policy may provide coverage for damages less any deductible, assuming his policy does not exclude coverage for racing activities.
It is important to note that standard auto insurance policies typically exclude coverage for damages incurred during illegal activities, such as drag racing. Therefore, it would be wise for Adrian to review his policy or consult with his insurance agent to confirm coverage. Health insurance, home insurance, and life insurance do not apply in this scenario as they are designed to cover medical care, stolen or damaged possessions in a home, and financial support for a family after an insured individual dies, respectively.
For clarity, health insurance is related to medical costs, home insurance is linked to residential property, and life insurance is tied to the death of the insured individual. Auto insurance is focused on vehicular incidents, and in Adrian's case, this is the relevant coverage to consider. Therefore, the correct option for Adrian would be 3) Auto insurance.