Final answer:
This statement is true.
Step-by-step explanation:
A non-interest-bearing note does not earn interest, while an interest-bearing note does earn interest.
Interest-bearing notes, such as corporate bonds and U.S. Treasury bonds, pay interest to the bondholders. The interest rate depends on various factors, such as market conditions and the risk associated with the borrower. Non-interest-bearing notes, on the other hand, do not pay any interest.