Final answer:
A chronically ill person is entitled to receive benefits under a long-term care policy and is defined as someone who is unable to perform certain activities of daily living for a period of at least a specific number of days.
Step-by-step explanation:
A chronically ill person must be unable to perform essential activities of daily living for a stipulated duration to qualify for long-term care policy benefits. The specific number of activities and required duration can vary based on the terms of the policy.These activities of daily living typically include essential self-care tasks such as bathing, dressing, eating, using the toilet, and moving around (e.g., getting in and out of a bed or chair).
Long-term care policies often require that a person be unable to perform a certain number of these activities and require that the inability to perform these tasks persists for a minimum duration, commonly expressed in days or months. For instance, many policies stipulate that a person must be unable to perform at least two of these activities for a minimum of 90 days to qualify for benefits.