Final answer:
The correct answer is option d. In Arizona, a long-term care policy may offer coverage for a combination of nursing home care, home, and community-based services, not just for mental health, nursing home, or home and community-based services alone. The reference question indicates that Medicare provides insurance primarily to people over sixty-five.
Step-by-step explanation:
You've asked about which kind of coverage a long-term care policy in Arizona may offer. These policies are essential in managing the costs and care of individuals who need ongoing medical and personal assistance. In Arizona, the long-term care policies are designed to be flexible and cater to a range of different needs an individual might have. Specifically, they can include coverage for various types of care.
While mental health services are crucial, long-term care policies typically go beyond that limited scope. They also generally cover more than nursing home care or only home and community-based services. The coverage can be quite comprehensive. Therefore, the correct option is (d) For a combination of nursing home care, home, and community-based services. Such a policy supports a continuum of care that may be required by an individual over time, which provides not only for nursing home stays but also for services that can be delivered at home or within the community, such as day care programs, home health aid, and personal care assistance.