Question

An accident and health insurance policy covers the insured, the insured's spouse, and their child. If additional children are born to the family, the accident and health insurance policy must cover the children

a) Only if added within 30 days of birth
b) Only if added within 60 days of birth
c) Without requiring any notification or additions
d) Only if added within 90 days of birth

Answer 1

The accident and health insurance policy must cover additional children if added within 90 days of birth.

Step-by-step explanation:

The correct answer is d) Only if added within 90 days of birth.

If additional children are born to the family, the accident and health insurance policy requires that they be added to the policy within 90 days of birth to ensure coverage. This means that if the children are not added within this 90-day timeframe, they will not be covered by the policy.

It is important for parents to notify the insurance company of the birth of additional children and add them to the policy within the specified timeframe to ensure they have the necessary coverage.