Question

If an accident and health insurance claim form is NOT supplied to the insured within 15 days after the notice of claim, the insured may comply with the proof of loss provision by submitting

a) Any written statement about the loss
b) The claim form from a different insurer
c) A verbal notice to the insurer
d) A claim without any documentation

Answer 1

If an accident and health insurance claim form is not supplied within 15 days after a claim notice, the insured can submit any written statement about the loss as proof of loss.

Step-by-step explanation:

If an accident and health insurance claim form is not provided to the insured within 15 days after the notice of claim, the insured can adhere to the proof of loss provision by submitting any written statement about the loss.

This procedure is often outlined in the insurance policy agreement and is in place to ensure that claims are not hindered by administrative delays.

By submitting a written statement, the insured fulfills their part of the claim process, potentially without the official claim form. It is important for an insured individual or someone purchasing insurance to understand the procedures and requirements for filing a claim, especially when traditional forms are not available or provided in time.