Question

Based on the information above, explain why Isabel has a credit score that is higher than both Alicia and Bill.

DIRECTIONS: Read each scenario and answer the questions at the bottom.
Person 1: Alicia
• Has about 10 accounts (open or closed) on her credit report. • Has been managing credit for about 10 years, based on the age of the oldest reported
accounts.
• Has at least one major account delinquency on her credit report (late payment).
• Has a public record on her credit report (bankruptcy).
• Has a FICO credit score of about 645.

Person 2: Bill
Established his first credit account less than three vears ago.
Has five accounts listed on his credit report.
Credit report does not show a serious credit delinquency go davs or more past duel.
HaS a CuttenTHIcO credi score o aDolL oob
Person 3: Isabel
The oldest account on her credit report is about lO vears old.
Her credit report contains 15 to 20 accounts.
dit report does not show a serious credit delinquency (90 days or more past due. a current FICO credit score of about 725

Answer 1

Her credit score is higher then Alicia because even though they have had their accounts the ame amount of tumescent has not had major delinquincues on her card making her credit score higher. Her credit score is higher than Bill because even though he doesnt have any Major delinquencies, he has only had his account for a year and hasn't had as much time to build up his credit.

Step-by-step explanation:

theres a lot of typos i think sorry