Final answer:
The healthcare option that covers both hospital care and medical services is the C. Medicare Advantage Plan. It is an "all in one" alternative to Original Medicare, including additional benefits, and established as part of healthcare legislation passed in 1965 for citizens 65 and older.
Step-by-step explanation:
When selecting a healthcare plan that typically covers a combination of hospital care and medical services, the correct option is C. Medicare Advantage Plan. This type of plan is an "all in one" alternative to Original Medicare, which includes Part A (hospital insurance) and Part B (medical insurance). Medicare Advantage Plans often provide additional coverage such as vision, hearing, dental, and/or health and wellness programs and may include prescription drug coverage (Part D).
Medicare itself has two parts. Part A covers hospital charges and is funded by payroll deductions. Part B is optional insurance for health-care costs outside hospital stays, which includes physician services, medical tests, and outpatient visits. Enrollees pay a monthly fee, deductible charges, and co-payments, with the government contributing to the costs.
For historical context, when Medicare was established in 1965, it was a federal system of health insurance for the elderly, which now helps citizens 65 and older meet their primary medical care needs, covering around 40 million people. Separate from Medicare is Medicaid, which was created simultaneously to provide health-care coverage for poor and disabled Americans, with about a third of beneficiaries being over 65.