Final answer:
Medigap plans do not have doctor networks; they allow you to see any doctor that accepts Medicare. Medicare is the system that offers insurance to people over sixty-five, and Part B covers additional non-hospital medical expenses.
Step-by-step explanation:
The question you've asked pertains to Medigap plans and whether they have doctor networks. Option B is the correct answer: No, Medigap plans allow you to see any doctor who accepts Medicare. This means that Medigap plans do not restrict you to a network of healthcare providers. As long as the doctor or healthcare provider accepts Medicare, a Medigap plan can be utilized to cover copayments, deductibles, and other out-of-pocket costs that Medicare Part A and Part B do not cover.
Medicare is the public healthcare system that primarily offers insurance to people over sixty-five years old. Additionally, Medicare Part B is an optional insurance that covers costs outside of hospital stays, such as physician services and medical tests. Participants of Medicare Part B pay a monthly fee, as well as any applicable deductibles and copayments, with the government covering about three-fourths of the overall costs.