Question

Can you be enrolled in a MAPD/MA and a stand-alone PDP at the same time?

A) Yes, it's allowed under Medicare rules.

B) No, it's not allowed; you must choose one.

C) Only if you have a specific health condition.

D) Only if you are eligible for both plans.

Answer 1

Yes, it is allowed under Medicare rules to be enrolled in a MAPD/MA and a stand-alone PDP at the same time.

Step-by-step explanation:

Yes, it is allowed under Medicare rules to be enrolled in a MAPD/MA and a stand-alone PDP at the same time. Medicare Advantage Prescription Drug Plans (MAPD/MA) provide all Medicare Part A (hospital insurance) and Part B (medical insurance) coverage, and usually include prescription drug coverage as well. Stand-alone Prescription Drug Plans (PDP) provide only prescription drug coverage and can be added to Original Medicare (Part A and Part B) or a Medicare Supplement Insurance (Medigap) policy.

Having both a MAPD/MA and a stand-alone PDP can be beneficial for individuals who want comprehensive coverage for medical services and prescription drugs. However, it's important to review the specific details of each plan to ensure they meet your healthcare needs and fit your budget.

Keep in mind that you cannot enroll in both a MAPD/MA and a PDP if you have a Medicare Medical Savings Account (MSA) plan, since MSA plans do not include prescription drug coverage.