Final answer:
The caption that most effectively represents the challenges expressed in the provided educational context is "Most college students face a heavy workload as part of their studies," as it reflects both the immediate and long-term pressures experienced by college students.
Step-by-step explanation:
The most appropriate caption to include with a photo that aims to represent the challenges faced by college students would likely be: "Most college students face a heavy workload as part of their studies." This caption encapsulates the primary experience of many college attendees, directly aligning with the Introduction's description of pressures including exams, term papers, financial stress, and for some, balancing education with employment or family responsibilities as indicated by the Georgetown Center on Education and the Workforce's findings that 40% of college students work 30 hours or more per week.
The caption adeptly summarizes the multifaceted challenges that can lead to stress and overwhelm, so it resonates well with the body paragraph's delineation of the differences in support systems between college and high school. It also hints at the long-term consequences of college engagement such as debt and employment concerns after graduation, making it a helpful and succinct comment that adds meaningful context to the photograph of a debt-burdened graduate.