Question

What additional coverage does an extended or enhanced title insurance policy provide beyond a standard policy?

A) Unrecorded liens
B) Results of a survey
C) Rights of parties in possession of the property
D) All of the above
E) None of the above

Select the correct option(s):

A) A, B
B) B, C
C) A, C
D) D
E) E

Answer 1

An extended or enhanced title insurance policy provides additional coverage over a standard policy, including unrecorded liens, survey results, and rights of parties in possession. The correct answer to what additional coverage it provides is 'All of the above.'

Step-by-step explanation:

The question concerns the additional coverage provided by an extended or enhanced title insurance policy over a standard policy. An extended or enhanced title insurance policy typically offers additional benefits and protections to the insured beyond what is covered in a standard title insurance policy. These can include coverage for matters such as:

• Unrecorded liens (A) - Liens that are not recorded with any government entity or otherwise in the public record.
• Results of a survey (B) - Issues that would be revealed by a new survey, such as boundary disputes or encroachments.
• Rights of parties in possession of the property (C) - Claims by those who are occupying the property that may not be apparent from the public records.

Therefore, the correct options that an extended or enhanced title insurance policy would typically cover are Unrecorded Liens (A), Results of a Survey (B), and Rights of parties in possession of the property (C), making the answer (D) All of the above.