Final answer:
The transfer of property through foreclosure is an involuntary transfer, which is a legal process used by lenders when borrowers default on mortgage payments.
Step-by-step explanation:
The transfer of property by foreclosure of a mortgage loan is an involuntary transfer. Foreclosure occurs when a borrower fails to make mortgage payments, and the lender seeks to recover the balance of the loan by selling the property used as collateral for the loan.
This process is not illegal but is a legal means for a lender to enforce the terms of the mortgage contract. Probate, on the other hand, refers to the legal process of administering the estate of a deceased person.