Final answer:
A standard title insurance policy typically covers easements that are not properly recorded or disclosed, among other issues. Zoning issues are not commonly covered, and defects known to the buyers prior to purchase are also not covered.
Step-by-step explanation:
Aspects typically covered under a standard title insurance policy include protection against financial loss from defects in title to real property and from the invalidity or unenforceability of mortgage loans. These policies generally cover a variety of issues, such as:
- Erroneous or improper legal descriptions
- Liens or other encumbrances on the title not listed in the policy
- False claims of ownership
- Issues related to the access to the property
When examining the options provided:
- Zoning issues are typically not covered under a standard title insurance policy.
- Easements, if not properly recorded or disclosed, are covered.
- Defects known to the buyer prior to purchasing the property are not covered under a standard policy.
Therefore, the aspects covered would be easements (B). However, if the policy is an owner's title insurance, it can sometimes cover existing zoning law violations.
Answer choice E) B, C is incorrect because defects known to the buyer prior to purchase are not covered.