Question

In MOST states, the Uninsured Motorist (BI) Coverage in an Auto Policy covers which of the following:

a. Bodily injury coverage for the insured only
b. Bodily injury coverage for occupants in the other auto only.
c. Bodily injury coverage for the insured, for occupants of the insured auto and for occupants in the other auto.
d. Bodily injury coverage for the insured and for occupants of the insured auto

Answer 1

In most states, Uninsured Motorist (BI) Coverage in an Auto Policy covers bodily injury for the insured and the occupants of the insured's vehicle.

Step-by-step explanation:

In most states, Uninsured Motorist (BI) Coverage in an Auto Policy primarily provides protection for bodily injury caused to the insured and the occupants of the insured's vehicle.

Therefore, the correct answer to which this coverage applies is option d: Bodily injury coverage for the insured and for occupants of the insured auto. This coverage is designed to offer financial protection in the event that an accident occurs with a driver who is uninsured or underinsured and is at fault.

When purchasing car insurance, it's essential to understand the different types of coverage available. Uninsured Motorist Coverage is an important part of a well-rounded auto insurance policy as it ensures that, in the face of an accident involving an uninsured party, you and your passengers' medical expenses and losses are likely to be covered.