Question

ALL of the following might be protected by the Medical Payments Section of an Auto Policy, EXCEPT:

a. The named insured, family members and passengers in the car.
b. Any persons entering or exiting from the car.
c. Relatives in a non-owned auto driven by the insured.
d. Person in an auto with which the insured has collided.

Answer 1

In the context of the Medical Payments Section of an Auto Policy, the person in an auto with which the insured has collided (option d) is typically not covered. This section usually covers the medical expenses for the policyholder and their passengers, but not individuals in other vehicles involved in a collision.

Step-by-step explanation:

The student's question pertains to the Medical Payments Section of an Auto Policy and which parties might not be covered by this section. Among the options given, option d: A person in an auto with which the insured has collided, is generally the party that will not be covered by the insured's Medical Payments coverage. This section mainly covers the medical expenses for the policyholder, their family members, passengers in the insured car, and those entering or exiting the vehicle. However, the Medical Payments coverage typically does not extend to cover individuals in another vehicle involved in a collision with the policyholder's auto, as this is usually the domain of liability coverage.