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Under a Homeowner Policy, ALL of the following are considered covered vehicles, EXCEPT:

a. A Lawnmower
b. A motorized golf cart while used to play golf.
c. A motorized wheelchair.
d. A motorcycle that is licensed for road use.

1 Answer

4 votes

Final answer:

Under a Homeowner Policy, all mentioned vehicles are generally covered except for a motorcycle that is licensed for road use, which requires its own vehicle insurance policy.

Step-by-step explanation:

The question asks about coverage of vehicles under a Homeowner Policy.

In the context of a typical homeowner's insurance policy, all of the options provided, such as a lawnmower, a motorized golf cart while used to play golf, and a motorized wheelchair, are typically considered to be covered vehicles because they are not designed for road use or are used on the property.

However, a motorcycle that is licensed for road use is generally not covered under a standard homeowner policy because it is designed for use on public roads, and therefore requires a separate vehicle insurance policy.

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