Question

Melody is on Original Medicare and has an MAPD plan, she is moving on October 15th and losing her coverage. What enrollment period(s) does she qualify, and when do these periods end?

A) Special Enrollment Period; Ends two months after moving

B) Open Enrollment Period; Ends December 7th

C) Annual Enrollment Period; Ends December 7th

D) Initial Enrollment Period; Ends three months after moving

Answer 1

Melody would qualify for the Special Enrollment Period to get a new Medicare plan. The Special Enrollment Period ends two months after moving.

Step-by-step explanation:

Melody is on Original Medicare and has a Medicare Advantage Prescription Drug (MAPD) plan, but she is moving on October 15th and will lose her coverage. In this case, Melody would qualify for the Special Enrollment Period (A) to get a new Medicare plan. The Special Enrollment Period ends two months after moving, so Melody would need to enroll in a new plan during this time.

The Open Enrollment Period (B) and Annual Enrollment Period (C) are not applicable in this situation. The Open Enrollment Period allows individuals to make changes to their Medicare coverage and ends on December 7th each year. The Annual Enrollment Period is for individuals who already have a Medicare Advantage plan and want to switch to a different plan, and it also ends on December 7th each year.

The Initial Enrollment Period (D) is the first opportunity to enroll in Medicare when someone is first eligible. Since Melody is already on Original Medicare and an MAPD plan, the Initial Enrollment Period does not apply to her situation.