Final answer:
Lynn should consider health insurance plans that cover pediatric care and preventative services for her children. Options such as government-funded programs for low-income families or plans available through state-based insurance purchasing organizations under the Affordable Care Act may be suitable. She needs to balance the need for children's coverage with the cost, given her family's infrequent illnesses.
Step-by-step explanation:
Lynn is considering her options for open enrollment health insurance for herself and her young children. While Medicare is a government program that provides health insurance to those over age 65, Lynn will need to explore other options since her family does not fall into this category. Government-funded health-care programs do exist for children in families with relatively low incomes, and the Affordable Care Act, also known as "Obama Care", has provisions to help uninsured Americans get coverage, including the expansion of Medicaid and the establishment of state-based insurance purchasing organizations.
Since Lynn's main concern is doctor's visits for her young children, it is important for her to choose a health insurance plan that covers pediatric care and preventative services which could include annual check-ups, immunizations, and sick visits. She should investigate whether her children may be eligible for programs aimed at providing coverage for families with low to moderate income, or if she should consider insurance plans through state exchanges that provide a wide range of coverage options.
Overall, Lynn should look for a plan that offers comprehensive coverage for children's health services at a reasonable cost, considering her family's relatively good health but acknowledging the necessity for routine pediatric care.