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if fewer employers started providing their workers with health insurance, which other category do you think would increase to compensate for the change?

User Yuichi
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1 Answer

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Final answer:

If fewer employers offered health insurance, we would likely see more people seeking insurance through state government-sponsored health exchange markets or an increase in demand for public health programs, reflecting the impact of The Patient Protection and Affordable Care Act.

Step-by-step explanation:

If fewer employers provided their workers with health insurance, we would likely see an increase in the number of individuals purchasing health insurance through state government-sponsored health exchange markets, as outlined in The Patient Protection and Affordable Care Act (ACA). The ACA made provisions to ensure that people could not be denied coverage based on preexisting conditions, which would make the health exchange markets a viable alternative for those who lose employer-sponsored coverage. Additionally, should employers reduce the provision of health insurance, there might also be increased pressure on the government to expand public health insurance programs or to incentivize individual health insurance purchases, potentially leading to an increased discussion on the merits of a government-controlled system to avoid adverse selection and ensure basic health coverage for all.

Moreover, without employer-sponsored insurance, individuals might need to rely more on unemployment assistance or other forms of government aid to cover healthcare costs, especially in cases of job loss or reduced income. This could shift the healthcare burden more directly onto government programs and possibly lead to increased healthcare spending or reforms aimed at improving access and reducing healthcare costs.

User Jaska
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