Final answer:
The skills identified are cultural sensitivity and financial literacy, which entail respect for cultural differences and understanding financial concepts.
Step-by-step explanation:
The two skills described in the paragraph are cultural sensitivity and financial literacy. Cultural sensitivity involves being aware of and respecting different cultures and their practices.
Financial literacy is the ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing.
The two skills described in the paragraph are cultural sensitivity and ethical responsibility. Cultural sensitivity refers to the ability to understand and respect different cultures, promoting appreciation and avoiding cultural misunderstandings.
responsibility relates to making ethical decisions and taking actions that align with moral principles and values.