Final answer:
Cleveland did not want to talk to J.P. Morgan due to his commitment to limited federal intervention and his laisses-faire stance, distancing himself from powerful financiers like Morgan, whose significant influence over the economy contradicted Cleveland's administrative values.
Step-by-step explanation:
Cleveland's approach to federal power was one of nonintervention and a strong belief in limited federal involvement in the economy. This stance likely influenced his decision to distance himself from private financiers like J.P. Morgan who, during a time of financial unrest, exerted significant influence over the nation's economy.
Cleveland's political philosophy and adherence to laissez-faire principles meant that he would avoid entanglements with powerful bankers who contradicted his administrative values. Moreover, Cleveland favored tariff reform and civil service reform, and likely viewed J.P. Morgan and other financiers as repositories of the very sort of concentrated power over which he hoped to diminish, as exemplified by his approval of the Interstate Commerce Act to fight railroad monopolies.
Therefore, Cleveland not wanting to talk to J.P. Morgan would align with his political beliefs and the broader reform movements of his administratio