Final answer:
B) The balance in your bank account is not included in your credit report. Credit reports contain a history of your credit use and repayment but not your current bank balances.
Step-by-step explanation:
The balance in your bank account is not a part of your credit report. A credit report contains a detailed history of your credit use, including the number of inquiries by banks about your credit, your repayment history.
The amount of credit you have available, how much of it you're using, and the number of times you have filed for bankruptcy. Your credit report would also include your current and past addresses and employment history, among other information.
Lenders use credit reports as a fair way to make credit decisions, basing these decisions on facts from your past and present financial behavior.
They do not take into account personal characteristics like race, gender, or religion. Also, recognition is given to the fact that a bad credit score does not haunt you forever; individuals have the opportunity to improve their credit over time.