Final answer:
Before opening an account at a national bank, community bank, or credit union, it is important to ask about fees, ATM usage, minimum balance requirements, and access to online or mobile banking. All the given options are correct.
Step-by-step explanation:
Before opening an account at a national bank, community bank, or credit union, it is important to ask a few questions to ensure that the account meets your needs:
- What type of fees are there with this account? Different banks may have different fee structures, so it's important to understand what fees you may be charged.
- Is there a fee for using an ATM? If so, how much? Some banks may charge a fee for using an ATM that is not affiliated with their own network.
- Is there a minimum balance requirement with this account? Some banks may require that you maintain a minimum balance in order to avoid fees or to access certain account features.
- Do you offer online banking or mobile banking? Online and mobile banking can provide convenient access to your accounts, so it's important to know if these services are available.