The car accident in this case is a negative punishment. The Option B is correct.
Negative punishment is a behavioral psychology concept where the removal of a desirable stimulus or item following an undesirable behavior decreases the likelihood of that behavior occurring again in the future.
When the teenage driver wrecks their car due to texting instead of paying attention, the negative consequence of the accident such as damage to the car, potential injuries and legal consequences serves as a punishment.
This punishment will decrease the likelihood of the behavior (texting while driving) occurring in the future. As a result, the teenager learns to keep their phone away while driving because they want to avoid the negative outcome associated with the car accident.