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The average student loan debt for college graduates is $25,700. Suppose that that distribution is normal and that the standard deviation is $14,750. Let X = the student loan debt of a randomly selected college graduate. Round all probabilities to 4 decimal places and all dollar answers to the nearest dollar.

A) What is the distribution of X? X-NC 25700 14750
B) Find the probability that the college graduate has between $35,400 and $46,250 in student loan debt.
C) The middle 20% of college graduates' loan debt lies between what two numbers?

1 Answer

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Final answer:

The student loan debt for college graduates normally distributed with a mean of $25,700 and a standard deviation of $14,750 is used to find the probability of debt between specific ranges and the debt amounts for the middle 20% of the distribution.

Step-by-step explanation:

The question at hand involves calculating probabilities for a normally distributed variable, specifically relating to student loan debt for college graduates. The normal distribution of X, which represents the student loan debt of a randomly selected college graduate, is characterized by a mean (μ) of $25,700 and a standard deviation (σ) of $14,750.

B) To find the probability that a randomly selected graduate has a loan debt between $35,400 and $46,250, we utilize the properties of the normal distribution. The z-score for a value x is given by z = (x - μ) / σ. Once the z-scores for $35,400 and $46,250 are calculated, the areas under the normal curve can be obtained using a z-table or a statistical software. The difference between these two areas gives us the probability of a graduate having loan debt within that range.

C) To determine the loan debt amounts that fall in the middle 20% of the distribution, we look for z-scores that correspond to the 40th and 60th percentiles (since the middle 20% would span from the 40th to the 60th percentile). Using a z-table or statistical software, we identify the z-scores for these percentiles and then translate them back to dollar amounts using the formula x = (z * σ) + μ. These amounts represent the range of loan debts in the middle 20% of the distribution for college graduates.

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