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How can I calculate the accumulated amount of a P900 investment with a 4.50% compound weekly interest rate over 4 years?

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Final answer:

To find the accumulated amount of a P900 investment at 4.50% weekly compound interest over 4 years, apply the compound interest formula A = P(1 + r/n)^(nt) where A is the final amount, P is the principal, r is the annual interest rate, n is the number of compounding periods per year, and t is the number of years.

Step-by-step explanation:

To calculate the accumulated amount of a P900 investment with a 4.50% compound weekly interest rate over 4 years, use the formula for compound interest:

A = P(1 + r/n)^(nt)

Where:

  • A is the amount of money accumulated after n years, including interest.
  • P is the principal amount (the initial amount of money).
  • r is the annual interest rate (decimal).
  • n is the number of times that interest is compounded per year.
  • t is the time the money is invested for, in years.

In this question, P is P900, the annual interest rate (r) is 4.50% or 0.045 (in decimal), the number of times interest is compounded per year (n) is weekly, which is 52 times per year, and the time (t) is 4 years.

So the formula becomes:

A = 900 (1 + 0.045/52)^(52*4)

Calculating this will give us the accumulated amount after 4 years.

Compounding frequently, such as weekly, can have a considerable impact on the growth of the investment over time. Compound interest can lead to much larger sums than simple interest, especially with regular contributions and over a longer term. It's crucial to understand the power of compound interest, especially for long-term savings and investment strategies.

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