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You have been searching for your dream car, a 1965 Ford Mustang. You finally find one for sale for $28,900. Now it's time to explore financing for your purchase. Use the Simple Interest Spreadsheet to answer the following questions.

What is the amount of interest you will pay?
What is the total you will pay for the car?

1 Answer

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Final answer:

To calculate the amount of interest and the total payment for the car loan, the principal amount, annual interest rate, and loan term must be known. In this example, assuming a 6% annual interest rate and a 5-year term, the interest would be $8,670 and the total payment including interest would be $37,570. These figures are based on estimations since the actual interest rate and term were not provided.

Step-by-step explanation:

To calculate the amount of interest you will pay on the car loan for the 1965 Ford Mustang, and the total you will pay for the car including this interest, we use the simple interest formula:

I = P x r x t

Where:

  • I is the interest
  • P is the principal amount ($28,900)
  • r is the annual interest rate (expressed as a decimal)
  • t is the time in years

However, you haven't provided the annual interest rate or the loan term, which are required for the calculation. If we assume an annual interest rate and a loan term based on a typical car loan, we can calculate the interest paid over the life of the loan as well as the total amount paid for the car.

Assuming a 6% annual interest rate (0.06 when expressed as a decimal) and a 5-year term (t = 5), the interest can be calculated as follows:

I = $28,900 x 0.06 x 5 = $8,670

The total payment for the car, including interest, is:

Total payment = Principal + Interest

Total payment = $28,900 + $8,670 = $37,570

Remember that these figures will vary based on the actual loan terms you agree upon with your lender. The monthly payment will depend on these terms and the frequency of payments. It is important to consider both the total cost of financing and your monthly budget when purchasing a vehicle.

User David Specht
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