Question

Chloe’s parents, Matt and Michelle have family insurance benefits. Matt’s birthday is July 10, 1968, and Michelle’s birthday is September 5, 1967, and they are married to each other. Which is the primary payer?

A. Matt

B. Michelle

C. There’s not enough information to determine the answer.

Answer 1

In the coordination of benefits for health insurance, the parent with the earlier birthday month and day (not year) is usually the primary payer. Hence, Matt's insurance would be primary since his birthday falls earlier in the year than Michelle's.

Step-by-step explanation:

In the coordination of benefits for health insurance, the parent with the earlier birthday month and day (not year) is usually the primary payer. Hence, Matt's insurance would be primary since his birthday falls earlier in the year than Michelle's.The question regarding Chloe’s parents’, Matt and Michelle, health insurance benefits involves determining which parent’s insurance would be the primary payer for a dependent's claim.

In many insurance coordination of benefits, the parent whose birthday (month and day, not year) comes first in the calendar year holds the primary policy for the children. Therefore, since Michelle’s birthday is September 5, 1967, and Matt’s birthday is July 10, 1968, Matt’s insurance would be the primary payer because July comes before September.