Final answer:
The correct term for the restriction set by your insurance carrier on the number of services paid in a certain time is a Benefit Limit. This is different from a deductible, copayment, or coinsurance, which all relate to direct costs to the policyholder.
Step-by-step explanation:
The term you're looking for in your insurance policy, where there is a restriction set for the maximum number of services that will be paid for in a certain period, is known as a Benefit Limit. Unlike a deductible, which is the amount you pay out-of-pocket before your insurance starts to cover costs, a Benefit Limit is the insurance company's way of capping the amount of benefits you can receive within a specific time frame. Remember that insurance policies may also include copayments, which are flat fees paid at the time of the service, and coinsurance, which is a shared cost between you and the insurance provider on a percentage basis.