Final answer:
Businesses can prevent workplace accidents by establishing and enforcing comprehensive safety guidelines, and while purchasing insurance is important, it doesn't prevent accidents.
Step-by-step explanation:
Businesses can help to prevent accidents in the workplace by establishing safety guidelines. These guidelines are essential for creating a safe environment and reducing the likelihood of accidents caused by human error or unsafe practices. Implementing such guidelines might involve providing safety training in a language workers understand, maintaining accurate records of workplace injuries and illnesses, and ensuring that personal protective equipment is provided at no cost to the employees. While purchasing insurance is a way businesses can protect themselves from the financial consequences of accidents, it does not prevent accidents from happening. Furthermore, while there is no such thing as accident-proof equipment, selecting equipment with safety features and ensuring regular maintenance can also reduce the incidence of workplace accidents. It's important to note that while insurance companies may offer lower rates for businesses that implement certain safety measures, this benefit comes after such measures are in place, rather than being a method of accident prevention.