Question

Which of the following options will enable a consumer to obtain prescription drug coverage? (Select 2)

Enroll in any MA-PD plan
Enroll in a PFFS MA-Only plan and a stand-alone PDP
Enroll in any MA plan and a stand-alone PDP

Answer 1

A consumer can obtain prescription drug coverage by enrolling in an MA-PD plan or by combining a stand-alone PDP with an MA-Only or other MA plan that lacks drug coverage.

Step-by-step explanation:

A consumer can obtain prescription drug coverage by enrolling in either an MA-PD plan or by selecting a stand-alone PDP along with either an MA-Only plan or a different MA plan that doesn't already include drug coverage.

MA-PD plan stands for Medicare Advantage Prescription Drug plan, which combines the coverage of Medicare Part A and B with prescription drug coverage under Medicare Part D.

PFFS (Private Fee-for-Service) MA-Only plans typically do not offer drug coverage, so enrolling in a separate stand-alone Prescription Drug Plan (PDP) is necessary to obtain prescription drug benefits.