Final answer:
When a check is presented to a bank for payment and the amount is deducted from the payer's account, the check is said to have debited the bank. This is how the bank transfers funds from the payer's account to the recipient's account.
Step-by-step explanation:
When a check is presented to a bank for payment and the amount is deducted from the payer's account, the check is said to have debited the bank.
When a person writes a check, they are instructing their bank to transfer a specific amount of money from their account to the recipient of the check. Once the check is processed, the bank deducts the amount from the payer's account, which is called a debit. This reduces the balance in the payer's account and transfers the funds to the recipient's account.
For example, if a person writes a check for $100 to pay a bill, and the check is presented to their bank, the bank will debit their account by $100, reducing the available balance by that amount. The bank will then transfer the $100 to the recipient's account, completing the payment.