Final answer:
U.S. regulations like the Dodd-Frank Act were introduced as a response to the 2008 financial crisis, while others such as laws enforced by OSHA, FDA, and EPA provide ongoing oversight for workplace, food, and environmental safety.
Step-by-step explanation:
Key U.S. regulations have been enacted in response to adverse business events to maintain the integrity of the financial system and protect consumers. In the 1990s, laws were passed to ensure bank supervisors made their findings public and acted swiftly upon identifying issues. Notably, after the 2008-2009 recession exposed deficiencies in financial oversight, the Dodd-Frank Wall Street Reform and Consumer Protection Act was implemented to prevent another financial crisis by creating more stringent regulatory processes. Additionally, agencies such as the Occupational Safety and Health Administration (OSHA), Food and Drug Administration (FDA), and Environmental Protection Agency (EPA) have been established to oversee workplace safety, food safety, and environmental protection, respectively.