Final answer:
The correct answer is option b. Your employer is most likely to require a copy of your credit report as part of a background check.
Step-by-step explanation:
The person most likely to require a copy of your credit report would be your employer. Employers often request credit reports as part of background checks for potential employees, especially for positions that involve handling finances or sensitive information. They use the credit report to assess an individual's financial responsibility and trustworthiness.
Your college professor, neighbor, and doctor would not typically require a copy of your credit report unless there is a specific reason related to a financial or legal matter.