Final answer:
Sal used a debit card and paid a total of $383.40 for the stereo.
Step-by-step explanation:
Sal's purchase can be described as: Sal used a debit card and paid a total of $383.40 for the stereo.
Based on the information provided, Sal had the full amount immediately withdrawn from his bank account, which indicates the use of a debit card. Jen, on the other hand, received a bill within 15 days of the purchase, indicating the use of a credit card.
Jen paid $21.30 for the next 18 months until the bill was paid in full. By multiplying $21.30 by 18, we get a total of $383.40, which is the amount Sal paid for the stereo.