Final answer:
Social media activity would not be found on a credit report, which typically includes credit history, employment history, outstanding loans, and credit card transactions. Social media is not relevant to assessing financial responsibility or creditworthiness.
Step-by-step explanation:
The item that would not be found on a credit report is Option 3: Social media activity. Credit reports contain a variety of information related to a consumer's credit history, including employment history, outstanding loans, and credit card transactions. However, they do not include personal data such as social media activity as this is not relevant to a person's financial responsibility or creditworthiness. Lenders use credit reports to make informed decisions without considering factors unrelated to financial history, and it's important to note that any negative information on a credit report does not last indefinitely, allowing for improvement over time.