Final answer:
Having a predetermined framework for ethical decision-making during a disaster is essential to avoid confusion and prioritize the well-being of those involved.
Step-by-step explanation:
During a disaster or catastrophe, having a predetermined framework for ethical decision-making is essential because it helps to avoid confusion and prioritize the well-being of those involved. By having guidelines in place, decision-makers can navigate the complex and fast-paced environment with a clear understanding of what actions are ethically right or wrong, based on predefined principles. This framework also ensures that actions are taken to minimize harm and support the recovery efforts.