Final answer:
Without details on the terms and conditions of Loan Options A to D, a comprehensive recommendation cannot be made to Tom. He should review all options considering interest rates, repayment terms, and personal financial impact before deciding.
Step-by-step explanation:
Recommendation for Loan Selection:
Based on the information presented, which indicates that Loan Option A and Loan Option C will lead to an increase in the quantity of loans due to a rise in demand for loans and a rise in the supply of loans respectively, it is advisable for Tom to consider these options. However, without details on the terms, interest rates, or specific conditions of each loan option, it is not possible to determine which loan Tom should use solely based on the increase in quantity. Tom should evaluate all the loan options by comparing their terms, interest rates, and other relevant factors to make an informed decision.
When choosing a loan, it's crucial to consider factors such as the interest rates, repayment terms, and potential financial impact on one's personal finances. While an increase in the quantity of loans indicates more availability, it is the details of the loan that will determine which option is the most cost-effective and suitable for Tom's financial situation.