Final answer:
During the Guaranteed Issue window, a client can enroll in a Medigap plan without being denied coverage or charged higher premiums.
Step-by-step explanation:
During the Guaranteed Issue window, a client can enroll in a Medigap plan. This window is a period of time when the client has the right to sign up for a Medigap plan without being denied coverage or charged a higher premium due to pre-existing conditions. The Guaranteed Issue window typically occurs when certain events happen, such as losing other health coverage, moving to a new area, or having a Medigap plan discontinued.
For example, if a client has a Medigap plan and their plan is discontinued, they will have a Guaranteed Issue window to enroll in a new Medigap plan without being denied coverage or charged higher rates. Another example is if a client moves to a new area that is not in their current Medigap plan’s service area, they may have a Guaranteed Issue window to enroll in a new plan that serves their new location.