Question

Daniel is 67 and losing employer coverage and wants to join a Medigap plan. What enrollment period does he qualify for and which plans can he enroll in without medical underwriting?

Answer 1

Daniel, who is 67 years old and losing employer coverage, qualifies for the Medigap enrollment period. During this period, he can enroll in any Medigap plan without medical underwriting.

Step-by-step explanation:

Daniel is 67 years old and is losing employer coverage. He qualifies for the Medigap enrollment period. Medigap plans are standardized supplemental insurance policies that help cover the costs that Original Medicare does not cover. During the Medigap enrollment period, Daniel can enroll in any Medigap plan of his choice without medical underwriting. This means that the insurance company cannot deny him coverage or charge him higher premiums based on his health condition.