Final answer:
COBRA coverage is available for a retiring employee, an employee who is terminated, spouses and dependents of a deceased employee, and an employee no longer able to work due to disability.
Step-by-step explanation:
COBRA coverage is available for the following persons:
- A retiring employee
- An employee who is terminated
- Spouses and dependents of a deceased employee
- An employee no longer able to work due to disability
Therefore, the correct answer is D) 1,2,3, and 4.