Final answer:
Bodie can obtain her credit history information under the Fair Credit Reporting Act, which ensures individuals' rights to access and correct their credit information.
Step-by-step explanation:
Bodie's application to City Bank for a credit card is denied. She can obtain information on her credit history from a credit agency's files under the Fair Credit Reporting Act (FCRA). The FCRA is designed to protect personal financial information collected by credit reporting agencies, and it ensures individuals have access to their credit information and the ability to correct any inaccuracies. The Equal Credit Opportunity Act prohibits discrimination in lending based on gender, race, ethnicity, and other factors, but it does not cover the right to access personal credit reports. On the other hand, the Fair Debt Collection Practices Act is tasked with eliminating abusive debt collection practices, and it does not provide provisions for accessing credit files.