Final answer:
Consumer-driven health plans that can be funded by both employers and employees include Health Savings Accounts (HSAs).
Step-by-step explanation:
The type of consumer-driven health plan (CDHP) funding option that can be funded by both employers and employees is the Health Savings Account (HSA). This account allows for pre-tax contributions from both parties and can be used to pay for eligible medical expenses.
The HSA is compatible with high-deductible health plans (HDHPs), which are often lower in premium but require higher out-of-pocket expenses before the insurance starts covering costs. Employees benefit from the HSA as it provides a way to save money tax-free for medical expenses.
While employers can contribute to HSAs as part of an employee benefits package, which makes these plans attractive for employee recruitment and retention. Private insurance plans that offer HSAs encourage consumers to manage their health care expenses more carefully.