Final answer:
Coverage D - Loss of Use provides coverage against an indirect loss in a Homeowner Policy by paying for additional living expenses when the dwelling is rendered uninhabitable due to a covered peril.
Step-by-step explanation:
The question refers to the types of coverages under a standard Homeowner Policy. Under Homeowner Policy Coverages, the one that provides coverage against an indirect loss is Coverage D - Loss of Use. This coverage applies when the dwelling is damaged or burglarized to the extent that the homeowner cannot use the property, thereby incurring additional living expenses elsewhere. It pays out for the increased costs above normal living expenses, such as hotel stays, meals, and other necessary services when the policyholder cannot live in their home due to a covered loss.