Question

Which of the following are eligible to purchase coverage under the National Flood Program?

a. A person living in areas with a history of flood.
b. A property owner in a community which has taken official action to complete federal requirements.
c. A property owner living in a designated area.
d. A person living in a coastal area that has tidal waves.

Answer 1

To be eligible for coverage under the National Flood Program, individuals must meet specific criteria related to flood history, community actions, and designated areas.

Step-by-step explanation:

The National Flood Insurance Program (NFIP) provides coverage to eligible individuals living in flood-prone areas. The following individuals are eligible to purchase coverage under the program:

1. A person living in areas with a history of flood. This includes areas that have experienced flooding in the past or are prone to flooding based on geographical factors.
2. A property owner in a community that has taken official action to complete federal requirements. This means that the community has implemented floodplain management measures that meet the NFIP's standards.
3. A property owner living in a designated area. The NFIP designates certain areas as Special Flood Hazard Areas (SFHAs) based on flood risk assessment.

Therefore, options a, b, and c are eligible to purchase coverage under the National Flood Program.