Question

According to state and federal laws, which of the following actions is NOT required of employers who check background information on applicants?

A) disclosing to the applicant that a credit report will be requested
B) certifying to the reporting agency of the employer's legal compliance
C) providing copies of reports to the applicant if adverse action is considered
D) providing a detailed rationale explaining the reason for any adverse action
E) providing an applicant with notice that an adverse action will occur

Answer 1

Employers are not required to provide a detailed rationale for any adverse action they take when checking background information on applicants, but they must disclose the credit check, certify compliance, provide copies of reports for adverse actions, and give notice of such actions.

Step-by-step explanation:

According to state and federal laws, action D) providing a detailed rationale explaining the reason for any adverse action is NOT required of employers who check background information on applicants. Employers are required to disclose the fact that they are obtaining a credit report (A), certify compliance with legal regulations (B), and provide copies of reports if considering adverse action (C). Furthermore, they must also provide notice that an adverse action will occur (E).

It is important for applicants to be aware of their rights in the hiring process to ensure they are not being discriminated against. The U.S. Equal Employment Opportunity Commission (EEOC) enforces federal laws that protect job applicants from discrimination based on protected characteristics, and applicants should contact the EEOC if they believe they have been discriminated against in the hiring process.