Final answer:
Optimism bias is the tendency to believe that one is less likely than others to experience negative events.
Step-by-step explanation:
Saying you are less likely than others to have bad things happen to you is an example of the optimism bias. This type of bias involves a belief that we are less at risk of experiencing a negative event compared to others. Unlike anchoring bias, which focuses on initial information to make subsequent judgments, or the fundamental attribution error, which is about assigning personal characteristics as the cause of others' behaviors, optimism bias reflects a person's inclination to believe that they are less likely to suffer from misfortune and more likely to enjoy positive outcomes.