Final answer:
The waiting period before an insured can initiate legal action against an insurance company varies by jurisdiction and policy terms. Typically, a 60 to 90-day waiting period is common, but it may extend to 120 days or more. Specific policy details or legal consultation would be needed for an accurate answer.
Step-by-step explanation:
When an insured files a claim and has submitted all required proof of loss, there is typically a waiting period before legal action can be initiated if the insurance company is non-responsive. However, the exact number of days can vary depending on the jurisdiction and the terms outlined in the insurance policy contract. For this question, without more specific jurisdictional information or policy details, I can only provide a general response. It is not uncommon for insurance contracts to require a waiting period of 60 to 90 days after proof of loss has been furnished before the insured may begin legal action against the company. In some cases, this period might extend to 120 days or more. If the information given does not specifically mention a waiting period within the policy and no jurisdiction is provided, it would be difficult to determine the exact waiting period required before legal action could be started. Therefore, in the absence of specific details, one could suggest looking into the policy document or consulting with an attorney familiar with insurance disputes for advice on how to proceed.